As soon as you file your claim, the adjusters hired by your insurance company start evaluating it right away. So, it would be helpful to hire an injury attorney yourself too to level up the competition. If you think that the injury you suffered from was caused due to some other person’s fault or negligence, then you must be having several questions in mind. The first of these questions would be whether to hire an attorney or not.
It is a fact that you may not need to hire an attorney for all types of situations. But if the injury is serious, then you will definitely need the expertise and experience of an attorney who is well-versed with the legalities. While you trust your insurance company for your best benefit, remember that they are businesses and won’t give you money that easily. So, hiring an attorney to face your insurer and the insurer of your rival party would lead to a fair play.
Here are certain conditions under which you must consider hiring an injury attorney without fail:
When Your Injuries Are Serious Or If You Had Permanent Disability Due To The Accident
You must hire an attorney if you got a serious injury, illness or disability as a result of the accident. You should also hire one if you think that you would spend a long time in pain and be paying medical bills for years to come. An attorney can help you prevent lifelong stress and monetary loss with their knowledge and experience.
When You Don’t Know Whose Mistake It Was
If you have been injured and you know whose mistake it was, then you must consider hiring an attorney. Under such a situation when the other person’s fault is unclear, the insurer of your opponent will do its best to put the blame on you. Hiring an attorney can keep your rights protected and shield you against any counter-claims.
When More Than One Parties Or People Were Involved In The Accident
If your injury was caused due to the mistake or negligence of multiple parties, then an injury attorney can maximize your chances of getting the deserved compensation. They are experienced in dealing with several insurers at a time and protect your case. With their knowledge and information, they will be able to fetch you the claim that you well deserve.
When Your Insurer Denies Your Claim
Insurance companies are businesses and they exist to make a profit. They know that most people are unaware of the complicated legal procedures involved in injury claims, and they use this fact to deny your claim. Sometimes, they use the strategy to delay the claim unnecessarily, with the hope that you will submit the claim after waiting for some time. Once you are fed up, they will try to settle your claim by giving you a fraction of the deserved claim. If you are in such a situation, you must defend yourself by hiring an attorney.
So, now that you know whether you should hire an attorney or not, go ahead and take the right steps to protect your rights and receive the well-deserved claim amount.